This report should not be construed as providing investment advice. It is for educational purposes only.  Before making any investment decision, you should always do your own research or consult a investment professional.
While I try to be accurate, I assume no responsibility for any figure in this spreadsheet.
See my website on stocks or see my blog at the following sites.  www.spbrunner.com/stocks.html www.spbrunner.blogspot.com/
CI Financial www.ci.com RSX: CIX-T Dt Chge Fiscal Yr: Dec 31
Year 5/31/99 5/31/00 5/31/01 5/31/02 5/31/03 5/31/04 5/31/05 5/31/06 12/31/07 12/31/08 12/31/09 12/31/10 12/31/11 12/30/12 12/30/13 12/31/10 12/31/11
Accting Rules C GAAP
Revenue* $203.9 $451.6 $610.9 $512.3 $576.2 $844.7 $1,195.1 $1,323.4 $1,654.1 $1,511.9 $1,218.5 $1,378.4 $1,460.6 $1,542.7 205.25% <-Total Growth 10 Revenue
Increase 17.36% 121.45% 35.29% -16.13% 12.46% 46.59% 41.49% 10.74% 24.99% -8.60% -19.41% 13.12% 5.96% 5.63% 11.81% <-IRR #YR-> 10 Revenue
Rev per Share $1.41 $2.47 $3.38 $3.00 $2.45 $2.86 $4.17 $4.63 $5.88 $5.17 $4.18 $4.80 $5.10 $5.39 2.89% <-IRR #YR-> 5 Revenue
P/S (Price/Sales) 3.42 5.06 4.13 3.95 4.86 5.75 4.23 6.70 4.78 2.81 5.27 4.69 4.14 3.82 6.86% <-IRR #YR-> 10 Rev Per Share
*Revenue in M CDN $  P/S 10 yr  4.73 5 yr  4.78 2.84% <-IRR #YR-> 5 Rev Per Share
-$451.6 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $1,378
-$1,195.1 $0.0 $0.0 $0.0 $0.0 $1,378
-$2.47 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $4.80
-$4.17 $0.00 $0.00 $0.00 $0.00 $4.80
EPS* $0.06 -$0.01 $0.06 -$0.35 $0.31 $0.82 $0.97 $1.08 $2.21 $1.59 $1.01 $1.14 $1.30 $1.37 $1.51 1800.00% <-Total Growth 9 Earnings
Increase 0.00% -116.67% -700.00% -683.33% -188.57% 164.52% 18.29% 11.34% 104.63% -28.05% -36.48% 12.87% 14.04% 5.38% 10.22% 38.70% <-IRR #YR-> 9 Earnings
Earnings Yield 1.2% -0.1% 0.4% -3.0% 2.6% 5.0% 5.5% 3.5% 7.9% 11.0% 4.6% 5.1% 6.2% 6.7% 7.3% 3.28% <-IRR #YR-> 5 Earnings
* ESP per share (Cdn GAAP) E/P 10 Yrs 4.79% 5Yrs 5.07%
-$0.06 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.14
-$0.97 $0.00 $0.00 $0.00 $0.00 $1.14
Special Div $0.00 $0.04 $0.00 $0.00 Dividends SP
Div* $0.03 $0.03 $0.03 $0.06 $0.29 $0.41 $0.68 $0.70 $2.18 $2.07 $2.76 $0.75 $0.88 $0.90 $0.90 2900.00% 3420.00% <-Total Growth 10 Dividends
Increase 25.00% 0.00% 0.00% 140.00% 383.33% 39.66% 66.67% 3.70% 211.07% -4.94% 35.27% -73.21% 17.33% 2.27% 0.00% 37.46% 37.46% <-Median-> 10 Dividends Tot
Yield H/L Pr. 0.67% 0.30% 0.18% 0.52% 2.93% 2.92% 4.03% 2.80% 7.99% 10.43% 16.58% 3.72% 4.11% 3.33% 3.88% <-Median-> 10 Dividends
Yield on High  Pr. 0.50% 0.20% 0.16% 0.41% 2.44% 2.46% 3.75% 2.14% 7.13% 7.40% 12.55% 3.33% 3.69% 2.90% 3.51% <-Median-> 10 Dividends
Yield on Low Pr. 1.01% 0.61% 0.22% 0.72% 3.67% 3.58% 4.36% 4.07% 9.10% 17.62% 24.42% 4.21% 4.63% 4.14% 4.29% <-Median-> 10 Dividends
Yield on Cl Pr. 0.52% 0.20% 0.18% 0.51% 2.44% 2.46% 3.82% 2.26% 7.76% 14.28% 12.55% 3.33% 4.17% 4.37% 4.37% 2.90% 3.58% <-Median-> 10 Dividends
Payout Ratio 41.7% -250.0% 41.7% -17.1% 93.5% 49.4% 69.6% 64.8% 98.5% 130.2% 277.2% 65.8% 67.7% 65.7% 59.6% 67.69% 68.64% <-Median-> 10 DPR EPS
Payout Ratio CF 4.1% 1.9% 1.6% 3.9% 38.4% 32.4% 43.8% 47.6% 91.8% 103.8% 147.7% 37.4% 62.4% 53.3% 41.12% 45.72% <-Median-> 10 DPR CF
Payout Ratio CF NC 4.0% 2.0% 1.5% 4.6% 27.8% 32.4% 49.6% 45.4% 92.4% 102.6% 163.5% 42.8% 62.4% 53.3% 44.11% 47.51% <-Median-> 10 DPR CF NC
Median Values Div Yd 5.06% 5 5.87% 10 Yield  7.99% 7.76% Payout 98.53% 91.82% 90.61% 89.57% <-IRR #YR-> 10 Div Growth Tot
* Dividends per share  3.0% Years 3.0% Years Curr diff -45.34% Last Div Inc ---> $0.07 $0.08 7.1% 2.13% 4.68% <-IRR #YR-> 5 Div Growth Tot
-$0.03 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.07 $0.00 $0.00 $0.88 $0.90
-$0.70 $0.00 $0.00 $0.00 $0.00 $0.88 $0.90
H/LYield held 5 yrs 1.68% 3.06% 8.16% 10.85% 8.13% 5.08% 18.89% 20.91% 19.89% 4.48% 3.52% 3.30% 4.53% 8.15% <-Median-> 10 Dividends
H/LYield held 10 yrs 46.90% 110.96% 58.24% 73.96% 9.04% 6.38% 7.81% 9.09% 52.57% <-Median-> 6 Dividends
H/LYield held 15 yrs 58.96% 45.86% 25.32% 58.96% <-Median-> 1 Dividends
Graham No. $1.09 $1.48 $1.41 $1.56 $4.34 $9.80 $10.59 $11.46 $16.01 $14.00 $11.20 $12.00 $13.00 $13.35 $14.01 713.00% <-Total Growth 10 Graham Price
Prem /Disc.Med H/L 242.74% 462.33% 881.10% 636.64% 128.20% 41.64% 58.13% 117.95% 70.20% 41.86% 48.66% 67.92% 64.83% 69.06% <-Median-> 10 Graham Price
Prem /Disc. High 358.15% 746.88% 1038.34% 839.58% 174.30% 67.83% 70.08% 185.86% 90.85% 99.76% 96.42% 87.50% 83.37% 98.09% <-Median-> 10 Graham Price
Prem /Disc. Low 127.33% 177.78% 723.87% 433.71% 82.10% 15.46% 46.18% 50.04% 49.56% -16.05% 0.89% 48.33% 46.29% 48.95% <-Median-> 10 Graham Price
Prem /Disc. Cl 344.37% 746.88% 892.49% 657.42% 174.30% 67.83% 66.68% 170.68% 75.36% 3.60% 96.42% 87.50% 62.29% 54.35% 47.02% 91.96% <-Median-> 10 Graham Price
Price Cl $4.84 $12.50 $13.95 $11.85 $11.90 $16.44 $17.65 $31.03 $28.07 $14.50 $22.00 $22.50 $21.10 $20.60 $20.60 80.00% 51.25% <-Total Growth 10 Stock Price
Increase 26.06% 158.37% 11.60% -15.05% 0.42% 38.15% 7.36% 75.81% -9.54% -48.34% 51.72% 2.27% -6.22% -2.37% 0.00% 6.05% 4.22% <-IRR #YR-> 10 Stock Price
P/E 80.63 -1250.00 232.50 -33.86 38.39 20.05 18.20 28.73 12.70 9.12 21.78 19.74 16.23 15.04 13.64 4.98% -7.42% <-IRR #YR-> 5 Stock Price
Trailing P/E 80.63 208.33 -1395.00 197.50 -34.00 53.03 21.52 31.99 25.99 6.56 13.84 22.28 18.51 15.85 15.04 11.05% 9.94% <-IRR #YR-> 10 Price & Div Tot
Median 10, 5 Yrs D.  per yr 5.71% 6.47% % Tot Ret 57.49% -677.36% Price Inc -6.22% P/E:  18.97 16.23 13.65% -0.95% <-IRR #YR-> 5 Price & Div Tot
-$13.95 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $21.10
-$31.03 $0.00 $0.00 $0.00 $0.00 $21.10
-$13.95 $0.06 $0.29 $0.41 $0.68 $0.70 $2.18 $2.07 $2.80 $0.75 $21.98
-$31.03 $2.18 $2.07 $2.80 $0.75 $21.98
Price H/L Median $3.73 $8.30 $13.79 $11.53 $9.90 $13.88 $16.75 $24.99 $27.25 $19.86 $16.65 $20.15 $21.43 142.77% 55.40% <-Total Growth 10 Stock Price
Increase 4.99% 122.43% 66.14% -16.42% -14.10% 40.15% 20.68% 49.21% 9.05% -27.12% -16.14% 21.02% 6.35% 9.27% 4.51% <-IRR #YR-> 10 Stock Price
P/E 62.19 -830.00 229.83 -32.93 31.94 16.92 17.26 23.13 12.33 12.49 16.49 17.68 16.48 3.77% -3.02% <-IRR #YR-> 5 Stock Price
Trailing P/E 62.19 138.33 -1379.00 192.08 -28.29 44.76 20.42 25.76 25.23 8.98 10.47 19.95 18.80 15.45% 10.21% <-IRR #YR-> 10 Price & Div Tot
Median 10, 5 Yrs D.  per yr 5.70% 7.50% % Tot Ret 55.84% 167.48% Price Inc 6.35% P/E:  16.70 16.48 13.12% 4.48% <-IRR #YR-> 5 Price & Div Tot
-$13.79 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $21.43
-$24.99 $0.00 $0.00 $0.00 $0.00 $21.43
-$13.79 $0.06 $0.29 $0.41 $0.68 $0.70 $2.18 $2.07 $2.80 $0.75 $22.31
-$24.99 $2.18 $2.07 $2.80 $0.75 $22.31
Hi Mths Apr Mar Nov Jun May May Dec 04 Apr 06 May 07 Jan 08 Dec Dec May
Price Hi $4.99 $12.50 $16.00 $14.70 $11.90 $16.44 $18.01 $32.77 $30.55 $27.96 $22.00 $22.50 $23.84 80.00% 49.00% <-Total Growth 10 Stock Price
Increase 1.01% 150.60% 28.00% -8.13% -19.05% 38.15% 9.55% 81.95% -6.77% -8.48% -21.32% 2.27% 5.96% 6.05% 4.07% <-IRR #YR-> 10 Stock Price
P/E 83.13 -1250.00 266.67 -42.00 38.39 20.05 18.57 30.34 13.82 17.58 21.78 19.74 18.34 4.55% -6.16% <-IRR #YR-> 5 Stock Price
Trailing P/E 83.13 208.33 -1600.00 245.00 -34.00 53.03 21.96 33.78 28.29 12.65 13.84 22.28 20.91
Median 10, 5 Yrs Price Inc -6.77% P/E:  19.15 18.34
-$16.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $23.84
-$32.77 $0.00 $0.00 $0.00 $0.00 $23.84
Low Mths Oct Aug Apr Oct Oct Jun Sep 04 Jun 05 Aug Nov 08 Feb Jun Aug
Price Low $2.48 $4.10 $11.58 $8.35 $7.90 $11.31 $15.48 $17.20 $23.94 $11.75 $11.30 $17.80 $19.02 334.15% 64.25% <-Total Growth 10 Stock Price
Increase 14.06% 65.66% 182.44% -27.89% -5.39% 43.16% 36.87% 11.11% 39.19% -50.92% -3.83% 57.52% 6.85% 15.81% 5.09% <-IRR #YR-> 10 Stock Price
P/E 41.25 -410.00 193.00 -23.86 25.48 13.79 15.96 15.93 10.83 7.39 11.19 15.61 14.63 2.83% 2.03% <-IRR #YR-> 5 Stock Price
Trailing P/E 41.25 68.33 -1158.00 139.17 -22.57 36.48 18.88 17.73 22.17 5.32 7.11 17.62 16.68
Median 10, 5 Yrs Price Inc 6.85% P/E:  14.21 11.19
-$11.58 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $19.02
-$17.20 $0.00 $0.00 $0.00 $0.00 $19.02
Market Cap $698 $2,285 $2,521 $2,024 $2,803 $4,853 $5,059 $8,865 $7,902 $4,241 $6,420 $6,467 $6,044 $5,900 $5,900
Pre split
Pre split
# of Sh in M 144.22 182.83 180.68 170.79 235.53 295.20 286.64 285.68 281.51 292.49 291.82 287.43 286.42 286.42 286.42 Share Capital Shares
Increase -2.21% 26.77% -1.17% -5.48% 37.91% 25.34% -2.90% -0.34% -1.46% 3.90% -0.23% -1.50% -0.35% 0.00% 5.41% <-Average 10 Shares
CF fr Op $M $88.8 $241.2 $282.6 $262.3 $177.8 $369.5 $441.5 $420.0 $667.6 $583.3 $553.3 $576.7 $403.9 $484.1 Cash Flow
OPS $0.62 $1.32 $1.56 $1.54 $0.76 $1.25 $1.54 $1.47 $2.37 $1.99 $1.90 $2.01 $1.41 $1.69 52.06% <-Total Growth 10 Cash Flow
P/O on Cl 7.86 9.47 8.92 7.71 15.76 13.13 11.46 21.10 11.84 7.27 11.60 11.21 14.96 12.19 4.28% <-IRR #YR-> 10 Cash Flow
Non-Cash CF $0.99 -$11.21 $9.38 -$39.52 $67.80 -$1.04 -$51.73 $20.72 -$4.31 $7.06 -$53.6 -$73.5 $0.0 $0.0 5.43% <-IRR #YR-> 5 Cash Flow
OPS non-cash $0.62 $1.26 $1.62 $1.30 $1.04 $1.25 $1.36 $1.54 $2.36 $2.02 $1.71 $1.75 $1.41 $1.69 3.36% <-IRR #YR-> 10 CF - non cash
Increase 42.71% 102.11% 28.43% -19.25% -20.06% 19.69% 8.92% 13.47% 52.72% -14.34% -15.17% 2.25% -19.46% 19.86% 5.18% <-IRR #YR-> 5 CF - non cash
Median P/CF 10 yr 1.58 5 yr  1.75
*Operational Cash Flow per share
-$1.54 $0.00 $0.00 $0.00 $0.00 $2.01
-$1.26 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.75
-$1.36 $0.00 $0.00 $0.00 $0.00 $1.75
OPM 43.54% 53.42% 46.25% 51.20% 30.86% 43.75% 36.94% 31.74% 40.36% 38.58% 45.41% 41.84% should be zero, it is a check on calculations
Diff from Ave 7.0% 31.3% 13.7% 25.8% -24.2% 7.5% -9.2% -22.0% -0.8% -5.2% 11.6% 2.8% 0.00% <-Average 8 OPM
*Operational Profit Margin (CF/Revenue) Ratio OPM 10 Yrs 40.69% 5 Yrs 39.58%
Q3 2011
Curr Assets $28.35 $26.05 $22.9 $62.50 $109.73 $275.10 $310.71 $337.82 $800.91 $736.21 $296.61 $454.76 $440.16 Liq ratio of 1.5 and up, best Assets
Curr Liab. $16.97 $39.73 $30.2 $69.01 $97.24 $293.37 $335.16 $337.62 $1,017.56 $848.39 $353.13 $503.75 $388.85 0.91 <-Average 10 Liabilities
Liquidity 1.67 0.66 0.76 0.91 1.13 0.94 0.93 1.00 0.79 0.87 0.84 0.90 1.13 0.88 <-Average 5 Ratio
Liq. CF-Inv+Div  1.23 0.59 0.99 0.93 1.43 0.54 0.83 0.99 0.61 0.69 0.41 0.78 1.41
Cur Portion LT Debt 8.06 102.75 99.85
0.86 1.13 1.52
Assets $177.0 $532.3 $457.0 $290.7 $1,025.7 $2,493.8 $2,664.1 $2,824.8 $3,626.5 $3,594.5 $3,006.4 $3,265.3 $3,179.6 A/L ratio of 1.5 and up, best Assets
Liab. $50.4 $237.3 $192.6 $230.8 $390.1 $958.5 $1,191.3 $1,279.9 $2,175.9 $1,992.8 $1,395.5 $1,651.6 $1,524.4 2.09 <-Average 10 Liabilities
Asset/Liability R. 3.51 2.24 2.37 1.26 2.63 2.60 2.24 2.21 1.67 1.80 2.15 1.98 2.09 1.96 <-Average 5 Ratio
Book Value $127 $295 $264 $60 $636 $1,535 $1,473 $1,545 $1,451 $1,602 $1,611 $1,614 $1,655 446.91% <-Total Growth 10 Book Value
BV per share $0.88 $1.61 $1.46 $0.35 $2.70 $5.20 $5.14 $5.41 $5.15 $5.48 $5.52 $5.61 $5.78 $5.78 $5.78 247.88% <-Total Growth 10 Book Value
Change -7.61% 83.80% -9.32% -76.02% 668.93% 92.74% -1.21% 5.26% -4.71% 6.27% 0.81% 1.70% 2.94% 0.00% 0.00% 0.8894 Current/Historical Book Value
P/BV (CL) 5.51 7.75 9.53 33.77 4.41 3.16 3.44 5.74 5.45 2.65 3.99 4.01 3.65 3.56 3.56 13.28% <-IRR #YR-> 10 Book Value
Change 36.43% 40.57% 23.07% 254.23% -86.94% -28.32% 8.67% 67.03% -5.06% -51.39% 50.51% 0.57% -8.90% -2.37% 0.00% 1.28% <-IRR #YR-> 6 Book Value
Leverage (A/BK) 1.40 1.80 1.73 4.85 1.61 1.62 1.81 1.83 2.50 2.24 1.87 2.02 1.92 1.85 <-Median-> 10 A/BV
Debt/Equity Ratio 0.40 0.80 0.73 3.85 0.61 0.62 0.81 0.83 1.50 1.24 0.87 1.02 0.92 0.85 <-Median-> 10 Debt/Eq Ratio
Sharerholders Equity (Assets less liabilities) P/BV 10 yr Med 4.21 5 yr Med 4.01
-$1.61 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $5.61
-$5.20 $0.00 $0.00 $0.00 $0.00 $0.00 $5.61
ROE 20.0% 43.2% 27.7% 15.2% 20.5% 22.8% <-12 mths 20.53% <-Median-> 5 Compreh. Inc
Comprehensive Inc $309.04 $626.13 $443.88 $245.20 $331.23 $377.29 <-12 mths Compreh. Inc
ROE 6.9% -0.7% 4.3% -102.5% 11.2% 14.4% 19.3% 20.0% 43.1% 27.8% 15.2% 20.5% 22.9% <-12 mths ROE
5Yr Median 6.9% 6.1% 4.3% 4.3% 4.3% 11.2% 14.4% 19.3% 20.0% 20.0% 20.5% 22.9% <-12 mths ROE
Net Income $8.75 -$2.09 $11.50 -$61.44 $70.99 $221.04 $284.7 $309.0 $625.1 $445.4 $244.8 $330.8 $378.7 <-12 mths 2776.92% <-Total Growth 9 Net Income
Oper C. F. $88.79 $241.23 $282.56 $262.34 $177.84 $369.54 $441.5 $420.0 $667.6 $583.3 $553.3 $576.7 C F Statement  Oper C. F.
Invest. C. F -$118.61 -$308.76 -$173.53 -$173.47 -$81.51 -$578.13 -$235.8 -$156.2 -$328.6 -$200.0 -$30.2 -$313.9 C F Statement  Invest. C. F
Total Accruals $38.57 $65.44 -$97.52 -$150.31 -$25.33 $429.63 $79.08 $45.20 $286.06 $62.03 -$278.20 $68.04 Accruals
Total Assets $177.01 $532.35 $457.00 $290.74 $1,025.65 $2,493.76 $2,664.07 $2,824.8 $3,626.5 $3,594.5 $3,006.4 $3,265.3 Balance Sheet Assets
Accruals Ratio 21.79% 12.29% -21.34% -51.70% -2.47% 17.23% 2.97% 1.60% 7.89% 1.73% -9.25% 2.08% Ratio
up/down/neutral
Chge in Close 26.06% 158.37% 11.60% -15.05% 0.42% 38.15% 7.36% 75.81% -9.54% -48.34% 51.72% 2.27%
Any Predictions?
Fin. C. F -$22.27 $61.96 -$112.58 -$126.73 -$97.60 $231.93 -$202.48 -$193.50 -$315.80 -$358.65 -$526.04 -$123.36 C F Statement  Fin. C. F
Total Accruals $60.84 $3.48 $15.05 -$23.58 $72.27 $197.70 $281.56 $238.70 $601.86 $420.68 $247.84 $191.40 Accruals
Accruals Ratio 34.37% 0.65% 3.29% -8.11% 7.05% 7.93% 10.57% 8.45% 16.60% 11.70% 8.24% 5.86% Ratio
Jan 1, 2012.  Last estimates I got for 2010 and 2011 were $1.12 and $1.30 for EPS and $1.19 and $1.67 for CF. Name change from CI Funds Management to CI Financial.
Sep 5, 2010.  Last I looked I got estimates for 2009 and 2010 of $.85 and $1.11 for earnings and $1.52 and $1.62 for CF. On Jan 1, 2009, company changed from an Income Trust to a corporation.
Oct 27, 2009.  when I last looked at this stock in May 2009, I got 2009 earnings of $.90 and cash flow of $1.21.
May 2009.  Note that company because a unit trust in 2006 and then switched back to a corporation in January 2009.
AP 2007.  Note that there is a change in the annual report date from a May date to a December date.  Because there is not 12 month period to December 2006 to cover, I used the 12 mth period to May 2006 and then the 
12 month period to Dec 2007.  There is no good way to handle the change of annual report date.
AP 2003, 2004. Stock has done very well in 2003 and 2004.  You have to wonder if it will continue to increase as much.  The hugh increase from 2001 may be over.
How they make their money.
CI Financial Corp. is a diversified wealth management firm and one of Canada’s largest investment fund companies. CI is an Independent and Canadian-owned company.  This company promotes and manages
mutual funds and other investment products through its wholly-owned subsidiaries of CI Investments Inc., and Assante Wealth Management. 
CI became a public company in June 1994.  It was then listed on the Toronto Stock Exchange. They because an Income Trust in 2006 and effective January 1, 2009, CI converted back to a corporation.
This is a widely held company.  It was 37% owned by Sun Life, but they sold their interest in this company in October 2008.
For most ratios, lower is better when looking for a good stock price.  However, there are exceptions such as for yield and asset/liability ratios and here you want a higher ratios to indicate a good stock price.  
Also, for the Operational Profit Margin, a higher percentage is better.  With the OPM, you should only compare companies in similar industries.
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Bank of Nova Scotia, The 104.62 36.53%
Chang, G. Raymond 12.35 4.31%
Institutions - includes Bank of Nova Scotia? 187.89 65.60% Owned
0.19 0.10% sold
188.08
total 106.44%