This report should not be construed as providing investment advice. It is for educational purposes only.  Before making any investment decision, you should always do your own research or consult a investment professional.
While I try to be accurate, I assume no responsibility for any figure in this spreadsheet.
See my website on stocks or see my blog at the following sites.  www.spbrunner.com/stocks.html www.spbrunner.blogspot.com/
Emera Inc www.emera.com/  EMA Fiscal Yr: Dec 31
Year 12/31/99 12/31/00 12/31/01 12/31/02 12/31/03 12/31/04 12/31/05 12/31/06 12/31/07 12/31/08 12/31/09 12/31/10 12/31/11 12/30/12 #Y
Accting Rules C GAAP USGAAP USGAAP
restated, but does not say so.
Revenue* $816.6 $896.5 $1,003.9 $1,227.3 $1,321.3 $1,222.0 $1,168.0 $1,166.0 $1,339.5 $1,331.9 $1,465.5 $1,553.7 $1,600.0 $1,634.0 73.31% <-Total Growth 10 Revenue
Increase 5.63% 9.78% 11.98% 22.25% 7.66% -7.52% -4.42% -0.17% 14.88% -0.57% 10.03% 6.02% 2.98% 2.13% 5.65% <-IRR #YR-> 10 Revenue
Rev per Share $9.38 $10.26 $10.24 $11.38 $12.20 $11.22 $10.61 $10.51 $12.02 $11.87 $12.97 $13.56 $13.96 $14.26 5.87% <-IRR #YR-> 5 Revenue
P/S (Price/Sales) 1.54 1.72 1.63 1.40 1.46 1.71 1.98 2.15 1.82 1.87 1.93 2.31 2.07 2.02 2.82% <-IRR #YR-> 10 Rev Per share
Median P/S 10 yr  1.85 5 yr  1.93 5.02% <-IRR #YR-> 5 Rev Per share
*Revenue in M CDN $ 
-$896.5 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $1,553.7
-$1,168.0 $0.0 $0.0 $0.0 $0.0 $1,553.7
-$10.26 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $13.56
-$10.61 $0.00 $0.00 $0.00 $0.00 $13.56
Yr 2011 Yr 2012
EPS* $1.16 $1.20 $1.20 $0.85 $1.15 $1.16 $1.09 $1.12 $1.32 $1.26 $1.52 $1.65 $1.79 $1.88 37.50% <-Total Growth 10 Earnings
Increase 17.17% 3.45% 0.00% -29.17% 35.29% 0.87% -6.03% 2.75% 17.86% -4.55% 20.63% 8.55% 8.48% 5.03% 3.24% <-IRR #YR-> 10 Earnings
Earnings Yield 8.1% 6.8% 7.2% 5.3% 6.4% 6.0% 5.2% 5.0% 6.0% 5.7% 6.1% 5.3% 8.65% <-IRR #YR-> 5 Earnings
* ESP per share (Cdn GAAP) E/P 10 Yrs 5.85% 5Yrs 5.68%
-$1.20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.65
-$1.09 $0.00 $0.00 $0.00 $0.00 $1.65
Div* $0.83 $0.84 $0.85 $0.86 $0.86 $0.88 $0.89 $0.89 $0.90 $0.97 $1.03 $1.16 $1.30 $1.30 38.39% <-Total Growth 10 Dividends
Increase 1.22% 1.20% 1.19% 1.18% 0.00% 2.33% 1.14% 0.00% 1.12% 7.22% 6.74% 12.86% 11.83% 0.00% 1.18% <-Median-> 10 Dividends
Yield H/L 4.88% 5.44% 5.69% 5.13% 5.10% 5.14% 4.75% 4.39% 4.44% 4.61% 4.66% 4.20% 4.71% <-Median-> 10 Dividends
Yield on Cl 5.76% 4.75% 5.10% 5.39% 4.82% 4.58% 4.23% 3.94% 4.11% 4.35% 4.11% 3.71% 4.51% 4.51% 4.29% <-Median-> 10 Dividends
Payout Ratio 71.6% 70.0% 70.8% 101.2% 74.8% 75.9% 81.7% 79.5% 68.2% 76.6% 67.8% 70.5% 72.6% 69.1% 75.32% <-Median-> 10 Payout
Payout Ratio CF 32.3% 35.3% 57.4% 35.9% 38.9% 31.5% 59.6% 28.6% 28.5% 45.7% 38.4% 32.0% 41.8% 38.5% 37.19% <-Median-> 10 Payout
Median 5 Yrs Div Yd 5.22% in 5 yrs 6.06% in 10 yrs Yield  4.44% 4.11% Payout 70.45% 32.00% 38.43% 38.46% 3.30% <-IRR #YR-> 10 Dividends
* Dividends per share  3.0% 5 3.0% 10 Last Div Inc ---> $0.28 $0.33 15.0% 5.49% <-IRR #YR-> 5 Dividends
-$0.84 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.16
-$0.89 $0.00 $0.00 $0.00 $0.00 $1.16
I am earning # yrs are----> 6 Pension $25.95 2005 5.01%
H/LYield held 5 yrs 6.48% 5.90% 5.01% 5.17% 5.76% 5.95% 5.37% 5.72% 6.02% 6.21% 6.41% 6.41% 5.83% <-Median-> 10 Dividends
H/LYield held 10 yrs 6.78% 6.18% 5.62% 6.05% 7.52% 8.70% 7.76% 6.18% <-Median-> 5 Dividends
Graham No. $16.81 $17.38 $18.04 $15.37 $17.71 $17.90 $17.25 $17.89 $19.03 $19.76 $21.33 $22.96 $24.60 $25.21 Cl Pr higher/lower by? Graham Price
Prem /Disc. High 14.82% 2.97% -0.23% 15.14% 1.17% 9.09% 21.95% 27.87% 19.99% 19.20% 19.48% 59.14% 19.34% <-Median-> 10 Graham Price
Prem /Disc.Med H/L 1.29% -11.12% -17.13% 8.96% -4.75% -4.42% 8.51% 13.36% 6.49% 6.02% 3.57% 20.52% 6.26% <-Median-> 10 Graham Price
Prem /Disc. Low -12.25% -25.22% -34.04% 2.78% -10.68% -17.94% -4.94% -1.15% -7.01% -7.16% -12.34% -18.10% -8.92% <-Median-> 10 Graham Price
Prem /Disc. Cl -14.33% 1.82% -7.55% 3.89% 0.72% 7.42% 21.95% 26.36% 15.00% 12.32% 17.51% 36.57% 17.26% 14.42% 13.66% <-Median-> 10 Graham Price
Price Cl $14.40 $17.70 $16.68 $15.97 $17.84 $19.23 $21.04 $22.60 $21.89 $22.20 $25.07 $31.35 $28.85 $28.85 77.12% <-Total Growth 10 Stock Price
Increase -20.44% 22.92% -5.76% -4.26% 11.71% 7.79% 9.41% 7.41% -3.14% 1.42% 12.93% 25.05% -7.97% 0.00% 5.88% <-IRR #YR-> 10 Stock Price
P/E 12.41 14.75 13.90 18.79 15.51 16.58 19.30 20.18 16.58 17.62 16.49 19.00 16.12 15.35 8.30% <-IRR #YR-> 5 Stock Price
Trailing P/E 14.55 15.26 13.90 13.31 20.99 16.72 18.14 20.73 19.54 16.82 19.90 20.63 17.48 16.12 9.98% <-IRR #YR-> 10 Price & Div
Median 5 Yrs 4.00% 4.09% Div %  5, 10 yrs Price Inc 7.41% P/E: Y-T 17.62 19.90 12.30% <-IRR #YR-> 5 Price & Div
-$17.70 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $31.35
-$21.04 $0.00 $0.00 $0.00 $0.00 $31.35
-$17.70 $0.85 $0.86 $0.86 $0.88 $0.89 $0.89 $0.90 $0.97 $1.03 $32.51
-$21.04 $0.89 $0.90 $0.97 $1.03 $32.51
Price H/L Median $17.03 $15.45 $14.95 $16.75 $16.87 $17.11 $18.72 $20.28 $20.27 $20.96 $22.10 $27.67 79.06% <-Total Growth 10 Stock Price
Increase -0.87% -9.25% -3.24% 12.04% 0.72% 1.42% 9.41% 8.31% -0.02% 3.38% 5.44% 25.21% 6.00% <-IRR #YR-> 10 Stock Price
P/E 14.68 12.88 12.46 19.71 14.67 14.75 17.17 18.10 15.36 16.63 14.54 16.77 8.12% <-IRR #YR-> 5 Stock Price
Trailing P/E 17.20 13.32 12.46 13.96 19.85 14.88 16.14 18.60 18.10 15.88 17.54 18.20 10.68% <-IRR #YR-> 10 Price & Div
Median 5 Yrs 4.51% 4.68% Div %  5, 10 yrs Price Inc 5.44% P/E: Y-T 16.63 18.10 12.63% <-IRR #YR-> 5 Price & Div
-$15.45 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $27.67
-$18.72 $0.00 $0.00 $0.00 $0.00 $27.67
-$15.45 $0.85 $0.86 $0.86 $0.88 $0.89 $0.89 $0.90 $0.97 $1.03 $28.83
-$18.72 $0.89 $0.90 $0.97 $1.03 $28.83
Hi Mths Jan Dec Oct Oct Nov Mar Dec Dec Jan Aug Dec Dec Stock Price
Price Hi $19.30 $17.90 $18.00 $17.70 $17.92 $19.53 $21.04 $22.87 $22.84 $23.56 $25.49 $36.53 104.08% <-Total Growth 10 Stock Price
Increase -3.98% -7.25% 0.56% -1.67% 1.24% 8.98% 7.73% 8.70% -0.13% 3.15% 8.19% 43.31% 7.39% <-IRR #YR-> 10 Stock Price
P/E 16.64 14.92 15.00 20.82 15.58 16.84 19.30 20.42 17.30 18.70 16.77 22.14 11.67% <-IRR #YR-> 5 Stock Price
Trailing P/E 19.49 15.43 15.00 14.75 21.08 16.98 18.14 20.98 20.39 17.85 20.23 24.03 Stock Price
Median 5 Yrs Price Inc 8.19% P/E: Y-T 18.70 20.39 Stock Price
-$17.90 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $36.53
-$21.04 $0.00 $0.00 $0.00 $0.00 $36.53
Low Mths Nov Mar Jul Dec Mar Jun Apr Jun Aug Oct Mar Jan
Price Low $14.75 $13.00 $11.90 $15.80 $15.82 $14.69 $16.40 $17.68 $17.70 $18.35 $18.70 $18.80 44.62% <-Total Growth 10 Stock Price
Increase 3.51% -11.86% -8.46% 32.77% 0.13% -7.14% 11.64% 7.80% 0.11% 3.67% 1.91% 0.53% 3.76% <-IRR #YR-> 10 Stock Price
P/E 12.72 10.83 9.92 18.59 13.76 12.66 15.05 15.79 13.41 14.56 12.30 11.39 2.77% <-IRR #YR-> 5 Stock Price
Trailing P/E 14.90 11.21 9.92 13.17 18.61 12.77 14.14 16.22 15.80 13.90 14.84 12.37 Stock Price
Median 5 Yrs Price Inc 1.91% P/E: Y-T 13.41 14.84 Stock Price
-$13.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $18.80
Market Cap $1,254 $1,546 $1,635 $1,722 $1,931 $2,094 $2,317 $2,507 $2,440 $2,491 $2,832 $3,593 $3,307 $3,307
# of Sh in M 87.05 87.35 98.00 107.80 108.26 108.87 110.10 110.93 111.47 112.21 112.98 114.62 114.62 114.62 Shares
Increase 0.29% 0.34% 12.19% 10.00% 0.43% 0.56% 1.13% 0.75% 0.49% 0.66% 0.69% 1.45% 0.00% 0.00% 0.72% <-Median-> 10 Shares
CF fr Op $M 223.7 208.1 145.1 257.9 239.5 304.0 164.3 345.8 351.4 237.2 302.8 416.4 356.5 387.4 Covers Investing C.F. and dividends? Cash Flow
OPS $2.57 $2.38 $1.48 $2.39 $2.21 $2.79 $1.49 $3.12 $3.15 $2.11 $2.68 $3.63 $3.11 $3.38 52.49% <-Total Growth 10 Cash Flow
Non-Cash CF $0.0 $23.0 $91.8 -$1.9 $0.0 -$7.6 $112.9 -$19.3 $7.3 $80.3 $28.5 -$80.3 4.31% <-IRR #YR-> 10 Cash Flow
OPS non-cash $2.57 $2.65 $2.42 $2.37 $2.21 $2.72 $2.52 $2.94 $3.22 $2.83 $2.93 $2.93 $3.11 $3.38 19.48% <-IRR #YR-> 5 Cash Flow
P/OCF on Close 5.60 6.69 6.90 6.72 8.06 7.06 8.36 7.68 6.80 7.85 8.55 10.69 9.28 8.54 1.03% <-IRR #YR-> 10 CF - non cash
Median P/CF 10 yr 7.76 5 yr  7.85 3.10% <-IRR #YR-> 5 CF - non cash
*Operational Cash Flow per share
-$2.38 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.63
-$1.49 $0.00 $0.00 $0.00 $0.00 $3.63
-$2.65 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.93
-$2.52 $0.00 $0.00 $0.00 $0.00 $2.93
OPM 27.39% 23.21% 14.45% 21.01% 18.13% 24.88% 14.07% 29.66% 26.23% 17.81% 20.66% 26.80% should be zero, it is a check on calculations
Diff from Median 31.5% 11.4% -30.6% 0.8% -13.0% 19.4% -32.5% 42.3% 25.9% -14.5% -0.8% 28.6% 0.00 <-Median-> 10 OPM
*Operational Profit Margin (CF/Revenue) Ratio OPM 10 Yrs 20.84% 5 Yrs 26.23%
Q1 2011
Curr Assets $151.70 $196.60 $334.40 $331.70 $297.20 $329.50 $391.50 $502.10 $570.00 $661.80 $721.60 $782.50 $951.60 Liq ratio of 1.5 and up, best Assets
Curr Liab. $464.70 $541.30 $938.90 $697.60 $505.90 $488.70 $506.40 $501.80 $585.80 $880.10 $810.10 $690.30 $896.50 0.76 <-Median-> 10 Liabilities
Liquidity 0.33 0.36 0.36 0.48 0.59 0.67 0.77 1.00 0.97 0.75 0.89 1.13 1.06 0.97 <-Median-> 5 Ratio
Liq. with CF aft div 0.65 0.61 0.42 0.71 0.88 1.10 0.90 1.49 1.40 0.90 1.12 1.54 1.29 1.40 <-Median-> 5 Ratio
Assets $2,901.2 $2,951.0 $3,959.4 $3,907.9 $3,840.9 $3,941.7 $3,996.2 $4,059.8 $4,172.7 $5,269.4 $5,293.2 $6,329.1 $6,523.7 A/L ratio of 1.5 and up, best Assets
Liabilities $1,958.9 $1,973.4 $2,778.0 $2,575.9 $2,528.3 $2,604.9 $2,660.0 $2,651.7 $2,812.9 $3,723.2 $3,789.7 $4,555.5 $4,654.2 1.49 <-Median-> 10 Liabilities
A/L Ratio 1.48 1.50 1.43 1.52 1.52 1.51 1.50 1.53 1.48 1.42 1.40 1.39 1.40 1.42 <-Median-> 5 Ratio
Shareholder' Eq. $1,774 $1,870
Preferred Shares $147 $147
Book Value $942 $978 $1,181 $1,332 $1,313 $1,337 $1,336 $1,408 $1,360 $1,546 $1,504 $1,627 $1,723 $1,723 66.42% <-Total Growth 10 Book Value
BV per share $10.82 $11.19 $12.06 $12.36 $12.12 $12.28 $12.14 $12.69 $12.20 $13.78 $13.31 $14.19 $15.03 $15.03 26.82% <-Total Growth 10 Book Value
Change 3.12% 3.39% 7.71% 2.50% -1.88% 1.27% -1.16% 4.59% -3.90% 12.96% -3.42% 6.66% 5.89% 1.1477 Current/Historical Book Value
P/BV (CL) 1.33 1.58 1.38 1.29 1.47 1.57 1.73 1.78 1.79 1.61 1.88 2.21 1.92 2.40% <-IRR #YR-> 10 Book Value
Change -22.85% 18.89% -12.51% -6.59% 13.84% 6.44% 10.70% 2.70% 0.79% -10.22% 16.93% 17.24% -13.10% 3.18% <-IRR #YR-> 5 Book Value
Leverage (A/BK) 3.08 3.02 3.35 2.93 2.93 2.95 2.99 2.88 3.07 3.41 3.52 3.89 3.79 3.03 <-Median-> 10 A/BV
Debt/Equity Ratio 2.08 2.02 2.35 1.93 1.93 1.95 1.99 1.88 2.07 2.41 2.52 2.80 2.70 2.03 <-Median-> 10 Debt/Eq Ratio
Median P/BV 10 yr Ave 1.67 5 yr Ave 1.79
-$11.19 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $14.19
-$12.14 $0.00 $0.00 $0.00 $0.00 $14.19
ROE 8.8% 3.5% 18.4% 3.9% 13.3% 8.79% <-Median-> 5 Compreh. Inc
Comprehensive Inc $123.80 $47.80 $283.90 $58.20 $216.20 Compreh. Inc
ROE 11.9% 10.7% 9.7% 7.1% 10.8% 10.7% 10.1% 8.9% 11.1% 9.4% 11.7% 11.7% 13.8% Net Income/Shareholders' equity
5Yr Median 11.9% 11.5% 10.7% 10.6% 10.7% 10.7% 10.1% 10.1% 10.7% 10.1% 10.1% 11.1% 11.7%
Net Income $111.70 $104.40 $114.20 $94.20 $142.40 $143.20 $135.40 $125.80 $151.30 $144.70 $175.70 $191.10 $236.90 <-12 mths 83.05% <-Total Growth 10 Net Income
Oper C. F. $223.70 $208.10 $145.10 $257.90 $239.50 $304.00 $164.30 $345.80 $351.40 $237.20 $302.80 $416.40 $488.30 <-12 mths Cash Flow Statement 
Invest. C. F -$141.70 -$126.10 -$566.20 -$109.60 -$80.90 -$213.90 -$117.20 -$203.00 -$288.90 -$671.60 -$367.20 -$894.80 -$969.10 <-12 mths Cash Flow Statement
Total Accruals $29.70 $22.40 $535.30 -$54.10 -$16.20 $53.10 $88.30 -$17.00 $88.80 $579.10 $240.10 $669.50 $717.70 <-12 mths
Total Assets $2,901.2 $2,951.0 $3,959.4 $3,907.9 $3,840.9 $3,941.7 $3,996.2 $4,059.8 $4,172.7 $5,269.4 $5,293.2 $6,329.1 $6,523.7 <-12 mths Balance Sheet
Accruals Ratio 1.02% 0.76% 13.52% -1.38% -0.42% 1.35% 2.21% -0.42% 2.13% 10.99% 4.54% 10.58% 11.00% <-12 mths
up/down/neutral
Chge in Close -20.44% 22.92% -5.76% -4.26% 11.71% 7.79% 9.41% 7.41% -3.14% 1.42% 12.93% 25.05%
Any Predictions?
Fin. C. F -$143.4 -$55.6 $420.2 $77.9 $446.2 $531.80 <-12 mths
Total Accruals $126.40 $144.40 $158.90 $162.20 $223.30 $185.90 <-12 mths
Accruals Ratio 3.11% 3.46% 3.02% 3.06% 3.53% 2.85% <-12 mths
June 6, 2011.  when I last looked I got 2010 and 2011 earnings of $1.55 amd $1.58 and Cash Flow of $3.13 and $3.17
Mar 9, 2010.  In Aug 2009, I picked up for 2009 and 2010 earnings of $1.43 and $1.45 and cash flow of $3.05 and $3.08.
What you look for in a utilities stock is that you get a total return of about 8% per year, 4% in dividends and 4% in Capital Gains.  My return since Jul 2005 is 10.5%.  Very good.
Aug 17,2009.  In April 2009, I picked up earnings for 2009 and 2010 of $1.39 and $1.45.  Earnings for 2009 has increased slightly to $1.43
April 30, 2009 AR 2008.  In Sep 2008, I picked up an earnings estiamte of $1.35, but it came in at $1.29, Diluted $1.26.  This company is expected to do well over the next couple of years.
The Book Value is not increasing by much, but then this company pays a high dividend.  When taken into consideration the dividend, the full return on this stock is fine.  
None of the values are increasing by much.  I good return on this sort of stock is 8%, including dividends.
AP 2007.  It seems solid, but slow. Recommend keeping  for now, but not buying more.  Dividends have finally started to increase, But revenue is not growing over last 5 yrs.
AR 2006.  Revenus and EPS growth suck.  However, dividend yield is high as is ROE and OPM. For last 5 years, Price plus dividend growth is IRR of 10% which is good.
In April 2007, re Mike, yield is below historical high and average, which means the price is high, therefore price will probably come down.
AR 2005.  I have lost so far 25% on this stock, but only invested some 4,000, so not too bad.  I guess I invested at wrong time in Jan.  Apparently I bought it at the top. TD recommends as a hold since May 2005???
AR 2005  I am also annoyed at this stock as the annual report was hard to find and they seem to have restate values, especially revenues without saying so.
AR 2004.  The dividend is good, and it increases slightly each year.  However, I do not know if that is a good enough reason to buy this sock.  
Half the money made on this stock is from dividends.  Low risk stock.  10 to 11 IRR not bad. AR 2004
How they make their money
Emera Inc. is an energy and services company that has two wholly-owned regulated electric utility subsidiaries, of Nova Scotia Power Inc. and Bangor Hydro-Electric Company. Emera also owns 19% of St. Lucia
Electricity Services Limited, and 25% of Grand Bahamas Power Company that serves 19,000 customers on the Caribbean island of Grand Bahamas.  Emera also owns the Brunswick Pipeline; Bayside Power, in
Saint John, New Brunswick; Emera Energy Services; a joint venture interest in Bear Swamp northern Massachusetts; a 12.9% interest in the Maritimes & Northeast Pipeline; and an 8.2% interest in Open Hydro. 
For most ratios, lower is better when looking for a good stock price.  However, there are exceptions such as for yield and asset/liability ratios and here you want a higher ratios to indicate a good stock price.  
Also, for the Operational Profit Margin, a higher percentage is better.  With the OPM, you should only compare companies in similar industries.
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